PROGRAM
1. Regions
The existing imbalances in the socio-economic development of regions lead to the fact that the least developed of them cannot fully fulfill those social obligations that the state has declared as public. Thus, the principle of equal accessibility to the consumption of social goods and services violated.
To solve this problem, within the framework of the European Union, instruments have developed to implement the principle of territorial cohesion, which financed from the EU structural funds. However, there are significant distortions in the practical application of these tools on the ground, which affects their effectiveness.
One of the main tasks of territorial administration can call increasing investment attractiveness and creating such living conditions that could cause an influx of population into the region.
Such factors as geographic location, climate, natural resources, cultural and industrial traditions, quality of life of the population, degree of urbanization, presence or absence of industrial regions, networks, clusters, business incubators, etc., have a significant influence on the decisions of investors.
The investment attractiveness of the region can be influenced by customs legislation and the practice of its application, as well as the general climate, informal rules according to which the interaction of economic entities carried out.
The efficiency of infusing cash flows into different regions depends on many factors: the size of the market and the degree of its connection with external markets, social stability, the quality of infrastructure, and the qualifications of the labor force. These factors determine the competitiveness of the region as a whole. As a rule, after a long period of backwardness (as in Latgale), there is a reduction in the potential development of the region, therefore, soon after the increase in the volume of investments, it is impossible expect fast economic growth.
The tasks of enhancing innovative technological development, creating prerequisites for the disclosure of the cognitive and creative potential of the population suggest a system of measures affecting a wide range of resources.
Latvia is actively promoting the regional development program, providing the legislative base of the regions with events that are attractive to investors.
This is the creation of special economic zones, facilitation of conditions receiving grants, subsidies, tax incentives, that is, financial incentives, which can contribute to the development of backward territories.
However, there are enough problems pointed out by investors holding back their investments. From the point of view of investors, these problems are the inaccessibility of labor, geographic situation, quality of education, stability of the financial system, etc.
In this regard, a new approach to investments and investors needed, which developed in this program.
2. Collective investment
Collective investments are a type of trust management with a low threshold for entering a business, which allows small investors to invest money in the stock market, real estate market, precious metals, and others making a profit from investing their money. This is an investment of the combined capital of investors, which makes it possible to earn money by increasing their capital.
In countries with a developed stock market (European countries, Great Britain, The United States), the concept of collective investment is available to almost everyone. The savings products of insurance companies and pension funds are especially popular.
However, we all know that with small risks, such investments bring very little income. In addition, the investor does not participate in any way in the management of the business in which he invests. As a rule, the investor does not even know where his investments are going. He simply entrusts the management of his investments to professionals without the ability to influence their decisions.
Undoubtedly, the main "weak" point of investment in funds is the very low-interest rate on the invested funds. It is practically impossible to make money on such investments with a small volume of investments.
Yes, there are offers with a higher rate on the investment market today. As a rule, these are purely speculative investments such as currency, gold, options, etc. Yes, it is quite possible, with some luck, to earn significant sums, but the risk of losing the invested funds is also incomparably high. For example, the French regulator AMF conducted a study: within 4 years, 89% of traders in the French Forex market have lost money. With such high risks, such speculative investments are not much different from playing in a casino.
Cryptocurrencies have become very popular lately. However, they are also speculative and highly risky investments, where it is quite possible to lose everything.
Of course, the so-called mutual lending platforms (crowd investing platforms) are worthy of attention, which enable "ordinary mortals" to put money together and invest it in consumer loans, real estate transactions, or in other ways.
By their basic structure, these platforms offer an interesting, innovative service in the financial market that may have a bright future.
However, one must be very careful with investments on these platforms.
First, these large commissions need to pay to crowd-investing platforms. Secondly, there is no transparency of investments; in particular, the investor does not have direct control over the expenditure of attracted funds. Third, the investment may be at risk due to incompetence, weak corporate governance, or outright fraud.
Our organization decided to create its own aggregate product, a real platform for truly people's investment, which allows getting high returns on investments, makes it possible to invest small amounts, is completely open and transparent for investors, allows actually own a business and participate in its management, minimizes the risks of fraud and incompetence.
It is these truly people's investments that must be directed to economically degrading regions, thereby ensuring the revival of regions and their growth.
3. Our mission
Ensure that investments attracted to economically degrading regions through collective people's investment in production projects with high returns and create a significant number of jobs in the regions, ensuring the maximum possible comprehensive protection of investors.
4. Our vision
Develop competent areas of business models and collective investment in them to ensure the maximum number of people with a dignified existence and equal accessibility to the consumption of social goods and services.
5. Our method
Our method is the implementation of non-standard business projects through genuine people's investment, completely open and transparent, without hidden fees and fraud opportunities, ensuring high investment returns, protecting investors through project management mechanisms, and direct participation in them.
6. Our people
Any individual who has reached the age of majority can become a member of our Association, who undertakes to contribute by his actions and means to the achievement of the goals of the Association, relying on this Program.
6.1. The rights of a member of the Association:
· participate in all events and meetings of the Association, put forward proposals, and discuss the issues raised;
· to participate in elections of the management and audit bodies of the Association, to nominate oneself or another candidate, and to be elected to the management and audit structures of the Association;
· get acquainted and receive full information about the Association and its activities;
· work freely in other societies and institutions;
· freely leave the Association at any time by submitting a written application to the Board.
6.2. Obligations of a member of the Association:
· comply with this Program and the Articles of Association, fulfill the decisions of the General Meeting and the Board of the Association and the obligations assumed by them;
· actively participate in the activities of the Association, in achieving its goals;
· regularly pay membership fees in accordance with the procedure established by the board.
· observe the confidential regime of information on the activities of the Association, determined by the general meeting
· avoid taking actions and not allowing inaction, knowingly harming Association;
· deliberately not interfere with the achievement of the goals of the Association.
We involve in cooperation all caring people who want and are able actively to share their experience and knowledge for a common cause while working for their own personal interest.
We believe that the future belongs to such enterprises in which only co-owners of these enterprises work and manage, thus they are fully interested in the results of their work.
We believe that only true, open people's investment is able truly to unite different people in the process of working together to achieve a common humane goal, and only it is able to honestly and fairly conduct economic activities in enterprises that actually, and not formally, belong to the people!
Management Board